Posts Tagged "kiva"
All I Want For Christmas Is…
Well I’ve made a Christmas wishlist to help my family who have no idea what on earth I want or need this year. Goes without saying boxers and socks are always welcome, along with a few specifics such as:
- Lowepro Fastpack 250
- Photoplus Subscription
- Nude Photography
- Nintendo Wii Charger
- Landmark Trust Book
However this year, I’ve asked friends & family to send me Kiva vouchers if they’re stuck for ideas. I know some people aren’t happy receiving charity Christmas presents, but right at this very moment, there isn’t a great deal I need. Rather than see friends and family wasting money as they have to buy me a gift, I’d much prefer to give it someone who could use it to make a change in their life for the better.
Since first mentioning Kiva in June 2009, we affiliates have donated over $3,000 and invested in over 100 different projects all over the world ranging from a Barber Shop in Tanzania (no use to me) to a Pub in Uganda (what a surprise for affiliates!).
So who’s in our Kiva group and who can join? Anyone can join, and the more the merrier… To name a few, we’ve got;
I hope in the run up to Christmas, we’ll see more affiliates, merchants and networks join our Kiva group and donate $25, or £15, helping make someone elses life a little more comfortable. It’s only the equivalent to 2 bottles of wine, 3 packs of cigs or 4 beers!
Read MoreBusiness Investment Opportunities Galore
If you’re looking to makes stacks of cash on a business investment opportunity, then this blog post is of no use to you. Seriously…!
If you fancy making a small investment in a new business that gives someone less fortunate an opportunity to succeed or in some cases, survive, then read on!
Introducing KIVA
Kiva is a micro-financing website, whereby someone applies for a loan, and many people lend small amounts meaning the risk is spread out. Zopa is a “for profits” version, allowing you to help people buy a new car or improve their home, whereas Kiva helps people buy cattle or fertiliser so they can continue to survive.
I’ve been meaning to join Kiva for sometime but was always one of those things I never quite got round to sorting. After joining and depositing $100 via PayPal, I’ve issued 4 loans helping;
- Ravshankul, a farmer in Tajikistan, to purchase seeds & fertilizer
- Hoàng, a farmer in Viet Nam, to help expanding her livestock business
- Luisa, a farmer in Peru, to purchase fertiliser for use on her coffee crops
- Kandakhorov, a farmer in Tajikistan, to purchase two cattle
Because of how micro-financing works, you don’t have to invest £100 in one project and run the risk of never having the money returned. You invest small amount across a number of projects so that you share the risk with other investors. £16 ($25) isn’t a lot to many of us Affiliates, yet to someone on Peru it can be the difference of having a field full of crops to sell or a dust bowl and struggling to feed a family.
You will NOT make any profit from your investment as you’ll only receive the same amount of money you offered. However just take a minute to ponder. You have a car! You’re house is being paid off monthly and you even have an insurance policy should anything happen to you! Maybe you spend £5 a day on a pack of cigarettes like I used to?
£16 or $25… it’s not a lot is it! How about next months bank interest?
JOIN ME, CLARKE DUNCAN AND JP JONES AND JOIN THE KIVA AFFILIATES COMMUNITY WHERE A SMALL NUMBER OF US CAN MAKE A BIG DIFFERENCE!
Read MoreSocial Stuff
